Archive for January, 2019

How a promise of the Great Australian Dream became a nightmare

14/01/2019

BUYERS: From left, Margaret Morgan-King and Stephen King, Grant and Kim Conroy and Tim and Melissa Weatherstone at the Teralba Waters Estate site. Picture: Marina NeilKimand Grant Conroy are battlers, a teachers’ aide and machinery operator, who worked overtime to save thousands for their dream – a house and land package in Lake Macquarie where they planned to retire.
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The advertising for Teralba Waters Estate, on Cockle Creek, that featured in a glossy Newcastle magazine looked just the thing.

“Waterfront estate,” the ad read. “17 brand new three bedroom homes. Access to Lake Macquarie.” And all this starting from just $432,500…how could you go wrong?

They went and had a look at the site, called the real estate agent the same day. There were only four left, they picked the one they thought they liked, paid a $1000 holding deposit and signed up on the spot. It was July, 2016.

All 17 house and land packages were sold in just four weeks. Why did people come running?

“It was in a price bracket,” Mrs Conroy said. “It attracted people with not a great deal of money. It was a new three-bedroom house that was affordable.”

A year later, Mrs Conroy was speechless. “It’s just destroyed us, we’re second marriage and we put everything we had into this,” she said. “We worked so hard to save for a place…we planned to retire there.”

She was told by a friend last month that he’d seen the Teralba Waters development site relisted for sale on the internet. Not only that, itwas advertised as a mortgagee in possession sale.

“No-one told us a thing,” she said. “Then we find out the place is back up for sale.” They want to know what happened to their $50,000 deposit.

Likethe majority ofbuyers, the Conroys signed a contract that stipulated their deposit would be released to the vendor.About $700,000 was paid upfront, the money was to be used for civil works.

Steve David, whose parents workednight shift for years to save the $48,000 deposit they gave him as a wedding present, summed up the feelings of the buyers.

“To put it bluntly, we are furious and we want answers about how this could happen,” he said. “It’s all of my parents’ hard-earned money, that’s what I can’t stop thinking about. They worked for years putting that money away from a host of cleaning and othertough jobs. It’s just not right this can happen.”

ANGRY: Kim and Grant Conroy are fighting to get their $50,000 deposit returned.

Mr David, who is getting married next year, planned to move to Teralba to start a new life. Instead, he’s been forced to take a job in Orange.

“I’m going to have to put my retirement on hold now,” said Margaret Morgan-King, another unhappy purchaser, who at 63 is the main bread winner in her family.

“It’s not just the $50,000 we put in, we sold our home and have been wasting money on rent. Prices have gone up a lot while we have been waiting for this to progress.

“It’s been a financial disaster for us. For a while it was all happening, but then everything just stopped.”

Sydneyfireman Lloyd Mulder set up a self-managed super fund to invest in Teralba, putting down a deposit of $86,000.

Stephen King and Margaret Morgan-King have been forced to put their retirement plans on hold.

It’s money his young family, that has been living with relatives for four years to save,can’t afford to lose.

“I’m a firie and my wife is a midwife so we’re never going to be making big dollars, we did this to invest in our future,” Mr Mulder said. “This was our retirement savings.”

It all began several years ago when businessman, Colin Wallace, and real estate agent and developer, Jamin Ryan, both prominent members of the Christadelphian Church, bought a three-acre block in William Street, Teralba, for $1 million.

Back at that time the men were good friends. Theyhad high hopes for their $8.7 million plan to develop Teralba Waters Estate.

They formed a company called R & W Design (Teralba)and embarked on an ambitious plan to sell the house and land packages.

Melissa and Tim Weatherstone planned to move to Teralba Waters Estate.

Their companysigned a loan last year for $1 million with Home Savers Group, trading as Finance Wise, a lenderthatis run by Mr Wallace’sstep-daughter’s partner’s family.

The artist’s impressions thrust into the hands of potential buyers shows asmall, neat subdivisionwith brand new brick homes. They were all proposed to be built by Mr Wallace’scompany, Castle Eco Build.

Mr Ryan’s wife JanettBazouni Ryan, who runsMy Home Company, was signed on as the real estate agent.

By March, according to Mr Wallace, CastleEco Build, should have completed all 17 three-bedroom homes.

None of this, Mr Wallace reluctantly conceded last month, was now likely to happen.

Almost 18 months after the buyers signed onto the project and most handed over their deposits, the site lookslike aghost town, covered by grass, with large dirt mounds from partially completed earthworks.

Teralba Waters Estate site relisted for sale.

Mr Ryan and Mr Wallace, both former bankrupts,disagree on thecause of the development’s demiseand how their business relationship explodedat the start of the year: needless to say money isat the heart of the dispute.

The feud became so acrimonious it ended in Mr Ryan taking legal action against his former business partner.

Mr Wallace, who went bankrupt in1991, alleges the Teralba project couldn’t get further finance.

Mr Ryan, who went bankrupt in 2008 and wasconvictedby ASICin 2009 for breaches of the Corporations Act involvingcompany collapses, said his control of the development ceased in February when he was “removed” as a director ofR & W Design (Teralba) against his wishes.

“As far as I was concerned it was all moving ahead,” he said.“Everything was going fine, it was all smooth.”

He said 80 per cent of the civil works had been completed and there were “finance offers on the table”. Themen agree asignificant amount of money wasspent on earthworks and installing services atthe site.

In the 10months since the business relationship ended, the Teralba Waters saga unfolded dramatically.

The secured first mortgage to Finance Wise went into default and the finance company called on the loan.

Mr Wallace estimates W & R Design (Teralba)now owes about $1.3 million, partially due to defaults and penalties.

The 65-year-old claims to have mortgaged his house and said at one stage last month he had just $25 in the bank.

“I’ve put in $800,000 of my own money and I don’t have any more money,” he said. “I’m going to come out of this with nothing. I’m driving a borrowed car, I’m going to end up in a caravan on the pension.”

The issue was complicated furtherlast month whenMr Wallace’s Castle Eco Build was placed inliquidation owing more than $1million.Legal action to wind upthe company was initiatedby Mr Ryan’s wife, Mrs Bazouni Ryan, claiming $145,000 owed to My Home Company from unrelatedbusiness transactions.

An expressions of interest campaign to sell the Teralbasite, initiated by Finance Wise,ended unsuccessfullylast month.

Real estate agent Joe Di Claudio, of Dowling Mayfield, said there had been “plenty” of interest, but not in the right price range.

Stuart Scoles, a disability support worker from Maitland, who handed over $200,000 to secure a house and land package at Teralba Waters said he has “no idea” what he’d do if he doesn’tget his “life savings” back.

The 58-year-oldsaid he had known Mr Wallace for years because hispartner used to work for Castle Eco Build. He’s taken a caveat out on Mr Wallace’s Central Coast home, butdoesn’t believe Mr Wallace has done anything wrong.

“It’s really messy,” he said.“If I don’t get my money back it will really hurt me bad.”

Amid the dispute there is one thing Mr Ryan and Mr Wallace agreeon.

The value of the house and land packages hasincreased about $80,000 each since the project was first sold.

That is way beyond the means of the purchasers interviewed byFairfax Mediafor this article.

Mr Wallace said he was still hopeful the land would sell for a “decent price” and the buyers would get their money back.

“I’ve had hate mail addressed to my wife,” he said. “I’ve never done property development before, it’s my first time, and in all honesty it’s failed abysmally. At the end of the day it’s an investment and it hasn’t worked.”

Newcastle Herald

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Pictures from the NSW Surf Life Saving Championship at Stockton Beach

14/01/2019

Pictures from the NSW Surf Life Saving Championship at Stockton Beach Day 1 of the NSW Surf Life Saving Interbranch Championships at Stockon Beach, Newcastle. Picture: Max Mason-Hubers
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Day 1 of the NSW Surf Life Saving Interbranch Championships at Stockon Beach, Newcastle. Picture: Max Mason-Hubers

Day 1 of the NSW Surf Life Saving Interbranch Championships at Stockon Beach, Newcastle. Picture: Max Mason-Hubers

Day 1 of the NSW Surf Life Saving Interbranch Championships at Stockon Beach, Newcastle. Picture: Max Mason-Hubers

Day 1 of the NSW Surf Life Saving Interbranch Championships at Stockon Beach, Newcastle. Picture: Max Mason-Hubers

Day 1 of the NSW Surf Life Saving Interbranch Championships at Stockon Beach, Newcastle. Picture: Max Mason-Hubers

Day 1 of the NSW Surf Life Saving Interbranch Championships at Stockon Beach, Newcastle. Picture: Max Mason-Hubers

Day 1 of the NSW Surf Life Saving Interbranch Championships at Stockon Beach, Newcastle. Picture: Max Mason-Hubers

Day 1 of the NSW Surf Life Saving Interbranch Championships at Stockon Beach, Newcastle. Picture: Max Mason-Hubers

Day 1 of the NSW Surf Life Saving Interbranch Championships at Stockon Beach, Newcastle. Picture: Max Mason-Hubers

Day 1 of the NSW Surf Life Saving Interbranch Championships at Stockon Beach, Newcastle. Picture: Max Mason-Hubers

Day 1 of the NSW Surf Life Saving Interbranch Championships at Stockon Beach, Newcastle. Picture: Max Mason-Hubers

Day 1 of the NSW Surf Life Saving Interbranch Championships at Stockon Beach, Newcastle. Picture: Max Mason-Hubers

Day 1 of the NSW Surf Life Saving Interbranch Championships at Stockon Beach, Newcastle. Picture: Max Mason-Hubers

Day 1 of the NSW Surf Life Saving Interbranch Championships at Stockon Beach, Newcastle. Picture: Max Mason-Hubers

Day 1 of the NSW Surf Life Saving Interbranch Championships at Stockon Beach, Newcastle. Picture: Max Mason-Hubers

Day 1 of the NSW Surf Life Saving Interbranch Championships at Stockon Beach, Newcastle. Picture: Max Mason-Hubers

Day 1 of the NSW Surf Life Saving Interbranch Championships at Stockon Beach, Newcastle. Picture: Max Mason-Hubers

Day 1 of the NSW Surf Life Saving Interbranch Championships at Stockon Beach, Newcastle. Picture: Max Mason-Hubers

Day 1 of the NSW Surf Life Saving Interbranch Championships at Stockon Beach, Newcastle. Picture: Max Mason-Hubers

Day 1 of the NSW Surf Life Saving Interbranch Championships at Stockon Beach, Newcastle. Picture: Max Mason-Hubers

Day 1 of the NSW Surf Life Saving Interbranch Championships at Stockon Beach, Newcastle. Picture: Max Mason-Hubers

Day 1 of the NSW Surf Life Saving Interbranch Championships at Stockon Beach, Newcastle. Picture: Max Mason-Hubers

Day 1 of the NSW Surf Life Saving Interbranch Championships at Stockon Beach, Newcastle. Picture: Max Mason-Hubers

Day 1 of the NSW Surf Life Saving Interbranch Championships at Stockon Beach, Newcastle. Picture: Max Mason-Hubers

Day 1 of the NSW Surf Life Saving Interbranch Championships at Stockon Beach, Newcastle. Picture: Max Mason-Hubers

Day 1 of the NSW Surf Life Saving Interbranch Championships at Stockon Beach, Newcastle. Picture: Max Mason-Hubers

Day 1 of the NSW Surf Life Saving Interbranch Championships at Stockon Beach, Newcastle. Picture: Max Mason-Hubers

Day 1 of the NSW Surf Life Saving Interbranch Championships at Stockon Beach, Newcastle. Picture: Max Mason-Hubers

Day 1 of the NSW Surf Life Saving Interbranch Championships at Stockon Beach, Newcastle. Picture: Max Mason-Hubers

Day 1 of the NSW Surf Life Saving Interbranch Championships at Stockon Beach, Newcastle. Picture: Max Mason-Hubers

Day 1 of the NSW Surf Life Saving Interbranch Championships at Stockon Beach, Newcastle. Picture: Max Mason-Hubers

Day 1 of the NSW Surf Life Saving Interbranch Championships at Stockon Beach, Newcastle. Picture: Max Mason-Hubers

Day 1 of the NSW Surf Life Saving Interbranch Championships at Stockon Beach, Newcastle. Picture: Max Mason-Hubers

Day 1 of the NSW Surf Life Saving Interbranch Championships at Stockon Beach, Newcastle. Picture: Max Mason-Hubers

Day 1 of the NSW Surf Life Saving Interbranch Championships at Stockon Beach, Newcastle. Picture: Max Mason-Hubers

Day 1 of the NSW Surf Life Saving Interbranch Championships at Stockon Beach, Newcastle. Picture: Max Mason-Hubers

Day 1 of the NSW Surf Life Saving Interbranch Championships at Stockon Beach, Newcastle. Picture: Max Mason-Hubers

Day 1 of the NSW Surf Life Saving Interbranch Championships at Stockon Beach, Newcastle. Picture: Max Mason-Hubers

Day 1 of the NSW Surf Life Saving Interbranch Championships at Stockon Beach, Newcastle. Picture: Max Mason-Hubers

Day 1 of the NSW Surf Life Saving Interbranch Championships at Stockon Beach, Newcastle. Picture: Max Mason-Hubers

Day 1 of the NSW Surf Life Saving Interbranch Championships at Stockon Beach, Newcastle. Picture: Max Mason-Hubers

Day 1 of the NSW Surf Life Saving Interbranch Championships at Stockon Beach, Newcastle. Picture: Max Mason-Hubers

Day 1 of the NSW Surf Life Saving Interbranch Championships at Stockon Beach, Newcastle. Picture: Max Mason-Hubers

Day 1 of the NSW Surf Life Saving Interbranch Championships at Stockon Beach, Newcastle. Picture: Max Mason-Hubers

Day 1 of the NSW Surf Life Saving Interbranch Championships at Stockon Beach, Newcastle. Picture: Max Mason-Hubers

Day 1 of the NSW Surf Life Saving Interbranch Championships at Stockon Beach, Newcastle. Picture: Max Mason-Hubers

Day 1 of the NSW Surf Life Saving Interbranch Championships at Stockon Beach, Newcastle. Picture: Max Mason-Hubers

Day 1 of the NSW Surf Life Saving Interbranch Championships at Stockon Beach, Newcastle. Picture: Max Mason-Hubers

Day 1 of the NSW Surf Life Saving Interbranch Championships at Stockon Beach, Newcastle. Picture: Max Mason-Hubers

TweetFacebookStockton Beach wasthe venue for this year’s Surf Life Saving Interbranch Championship. TheHunter Clubhosted thecarnival for the first time since 2002.

A decade and a half mighthave passed since those days, but the Interbranch Championships still maintains a special place on the surf sports calendar.

A maximum of 40 athletes from each branch, consisting of three male and female competitors in the Under 12, Under 13, Under 14, Under 15, Under 17, Under 19 and Open age groups compete in both ocean and beach events over the course of the weekend.

For the athletes, performances are crucial with this weekend being thelast opportunity to impress selectors to be named in the NSW Interstate team to travel to South Australia in January.

​Check out all the action in the gallery above.

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An institution in crisis: Where to now for the Catholic Church?

14/01/2019

It will come as no surprise to anyone who has followed the Royal Commission into Institutional Responses to Child Sexual Abuse to hear Anne Levey has not stepped foot inside a Catholic church for more than two years.
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Her son Paul’s tale of being sent to live with notorious paedophile priest Gerald Ridsdale in Mortlake, Victoria,in the mid-1970s was among the most harrowing heard across more than two years of testimony.

Despite her best efforts to have her teenage son removed from Ridsdale’s control, disgraced former Bishop Ronald Mulkearns claimed he could not fulfill her wish despite knowing of the priest’s abusive history.

Now living in Albury, Ms Levey said her once-devout commitment to the cross had evaporated after hearing countless cases of rampant sexual abuse and systematic cover-ups.

“Iwas totally devastated when I went to the commission. Ithought it was just Ridsdale,” Ms Levey said upon hearing of the volume of paedophile priests operating throughout the Ballarat Diocese.“Iused to go to church every Sunday but I just couldn’t go down to the church now and look a priest in the face.”

Damaged: Anne Levey refuses to step foot in a Catholic church following the extensive sexual abuse suffered by her son Paul in the mid-1970s. Picture: Mark Jesser

While many parishioners like Ms Levey have chosen to abandon the organisation, others with an intimate understanding of the abuse have found comfort in their faith. However in the wake of the scandal there is a clear, growing groundswell calling for major reform of the Catholic Church’s governance.

Nowhere clearer was the commission’s damning effect on a once mighty institution of western Victoria felt than in the 2016 census, which delivered a blunt critique of the Catholic Church’s standing within Ballarat.

Those who registered as having ‘no religion’ jumped by more than 10 per cent, while the city’s official Catholic population dropped to less than 25 per cent.

The role faith had played in allowing abuse to proliferate throughout the diocese wasnot lost on the nation’s most powerful legal inquiry.The commission heard countless instances where clergy used their unquestioned standing within the community to break into families and gain access to children.

For one Ballarat family, who didn’t want to be named, it was this betrayal of trust which shattered their affiliation with an organisation which had once been a pillar of their lives.

Once active members of the Catholic community, the boys’ father said the family was willing to “do without a bit themselves” to put their children through the revered Catholic education system.The family felt “honoured” to host senior clergy for meals at their home and were thankful for one particular priest who seemed willing to go out of his way to spend time with the children.

The couple recalled when their boys fronted police with the allegations in the early 1990s, it was not just the senior church hierarchy who sought to silence the scandal.“Once they knew this had happened to our kids the parishionersdumped us,” the boys’ mother said.“I think they thought we were blaming the church for what happened to our kids.They thought you should never criticise the church.

“Alot of people who we thought were friends have never contacted us to see how we are.”

In just a few weeks the pair will make their annual trip to St Patrick’s Cathedral for Christmas mass, an unlikely ritual which has survived the trauma.Despite an unwavering belief in the Catholic doctrine, both affirmed the bulk of thechurch’s leaders and followers “simply don’t get it”.

Despite three separate hearings in both Ballarat and Sydney into abuse across western Victoria, the commission acknowledged the figures accrued were likely well short of the true scope of the damage.

Staying faithful: Jean Dumaresq’s son was among the dozens of Gerald Ridsdale’s victims when he was an altar boy in Lake Bolac. Picture: Lachlan Bence

The commission heard from several survivorswho“believed a number of their classmatesfrom St Alipius (Christian Brothers School) and St Patrick’s College had died by suicide or died prematurely,” never given the opportunity to tell their story before a federally-sanctioned inquiry.

While a remarkable 78 claims were made againstRidsdale, the story of JeanDumaresq’s son was not one of them.

An altar boy at Lake Bolac in the 1970s, Ms Dumaresq’s son did not reveal the abuse he suffered while his mother was“standingin the church yard” until he was almost 50 years old.A lethal concoction of prescription medication and alcohol in January 2016 led to his untimely death before he ever reported the abuse to the church or police.His mother to this day does not know if the tragic loss was suicide.

Despite the deep sense of betrayal, Ms Dumaresq remains a dedicated member of the Ballarat Diocese.Surrounded by religious paraphernalia in her Lucas home, she claims“it was my faith that kept me going and it’s kept me going through all of the trauma I’ve been through”.

“My son did ask me once why I was still going to church after what happened to him but I said my faith is in God, it’s not in some priest,” the 72-year-old affirmed.“People think the church is the hierarchy, but the church is a people.We’re the church, it’s not a building.”

Radical change: Warrenheip parishioner Liz Hanrahan believes the Catholic Church must “hit rock bottom” and rebuild as a grassroots movement. Picture: Brendan Wrigley

While almost a quarter of the city’s population might still class themselves as Catholic, the anecdotal evidence from the pews paints a bleaker picture, particularly amonga younger generation struggling to connect with a once revered institution.

While in part this reflects an almost eight per cent spike in Australians removing themselves from religion across the past half-decade, neither modern clergy or parishioners are denying decades of abuse and secrecy has tarnished the Catholic Church’s moral authority.

“The older generation have come through and their faith is so strong so they’re hanging in there,” Warrenheip parishioner Liz Hanrahan said.“But I have come across a lot of people who have been really strong church goers who have just walked away, some of them you would never expect.

“It’s very hard to get the kids interested in religious education anymore…I think (the abuse)has had an effect on the way they think about the church.I just feel as though the church has got to go down to rock bottom and emerge as a new way of operating as a church.A grassroots church.”

New approach: Vicar-general Justin Driscoll says the church has a mountain of work ahead of it to regain trust in the community. Picture: Jeremy Bannister

In a matter of days the commission will deliver its final diagnosis on the state of the Catholic Church when it hands down its recommendations.Ballarat Diocese Bishop Paul Bird said the church would be judged by its actions to protect children into the future.

His junior,Vicar-generalJustin Driscoll, was far stronger in his assessment.While the churches dotted across the small towns of western Victoria affirm the continued presence of Catholicism, Fr Driscoll admitted the trust in the church which was once taken for granted had vanished.

“I still see there would be individuals in the church who would want to pack this whole experience away and move on as though it hadn’t happened,” Fr Driscoll said.

“But the ground has so significantly shifted from beneath our feet that what was before won’t be regained.”

The Courier, Ballarat

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The winding path to same-sex marriage through the eyes of cartoonist David Pope

14/01/2019

Marriage equality has been a long time coming in Australia.
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And throughout the past decade, Fairfax Media cartoonist David Pope has been there to capture every political moment as it happened along the way.

These twelve cartoons byPope, drawn between 2006 and 2017, illustrate the path to same-sex marriage in Australia.

The winding path to same-sex marriage through the eyes of cartoonist David Pope July 11, 2006

August 4, 2009

December 2, 2011

May 22, 2013

October 23, 2013

May 30, 2015

August 28, 2015

August 9, 2017

September 2, 2017

September 20, 2017

November 16, 2017

December 8, 2017

TweetFacebookWhat’s in the Marriage Act now?

According to Attorney-General George Brandis:

“The right to marry in Australia will no longer be determined by sex or gender.Marriage will now be defined in theMarriage Act 1961as the ‘union of two people to the exclusion of all others, voluntarily entered into for life’. Same-sex couples now have the same rights under the Marriage Actas all other couples.”

When are the first same-sex weddings going to happen here?

The marriage reforms officially started on Saturday, December 9.

Couples must lodge a Notice of Intended Marriage at least one month before the ‘solemnisation of the marriage’ –the wedding.

This means the first same-sex marriages in Australia will be on January 9, 2018.

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How to choose the right sunscreen

14/01/2019

Kate Swift and her three children Carter, 5, Willow, 7, and Finn, 9, apply sunscreen at Coogee Beach. Photo: Katherine GriffithsKate Swift can remember a time when summer was synonymous with sunburn.
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So sun protection has become an essential part of life with three children, including Finn, nine, and Willow, seven, who do nippers training every Sunday.

“We always leave the house with a hat, sunscreen and appropriate clothing,” Ms Swift said.

“When your kids are little, their skin is so perfect and delicate, and you quickly realise how it can burn in the harsh Australian sun.

“It’s so different to when I was a kid – our school uniform didn’t have a hat, and a trip to the beach meant you’d sometimes get so burnt your skin would peel, or even blister. I tried explaining that to my kids recently, and they couldn’t believe it.”

As summer sets in, the Cancer Council stresses sunscreen is not enough to stop sunburn, and a hat, clothing and sunglasses are also essential.

“It’s not a shield of armour,” said Craig Sinclair, head of the Cancer Council’s public health committee.

“The intensity of UV rays, which we know cause sunburn and skin cancer, is very strong this time of year. To protect ourselves against this harsh and intense UV environment, you need all the forms of sun protection.”

With SPF 30+, SPF 50+, generic, expensive, perfumed, and spray lotions available, sunscreen is often the trickiest form of sun protection to decipher.

How to choose the right sunscreen

Mr Sinclair said the basic criteria should be a product that is at least SPF 30+, is broad spectrum, and water resistant. It should be a product that feels comfortable because you’re more likely to re-apply it.

While SPF 50+ offers more protection it can be thick or have a “ghosting” effect on the skin, deterring some people from applying it correctly.

“If it doesn’t look or feel right you’re better off choosing an SPF 30+, which you find easier to rub on,” Mr Sinclair said.

“An SPF 30+ applied properly will always outperform an SPF 50+ applied inadequately.”

How to choose a brand

Selecting a brand generally comes down to personal choice about how a sunscreen looks, feels, or smells, as all products sold in Australia are regulated.

Sunscreens must be registered with the Therapeutic Goods Administration, just like medicines. In order to be listed, manufacturers must test the product according to the Australian standard.

Concerns have been raised about the efficacy of some SPF 50+ products in the past, but Mr Sinclair said problems usually arise with incorrect application.

“Consumers have every right to feel confident that the sunscreen they’re purchasing – whether it’s a cheap generic brand or an expensive, exclusive brand – offers the sun protection that’s stated on the bottle,” Mr Sinclair said.

How to apply

An adult should apply about one teaspoon of cream to each limb, the torso, back and face – about 35ml in total – 20 minutes before going out in the sun.

It should be rubbed into dry, clean skin and be re-applied every two hours, or after swimming, sweating, and using a towel.

Is it safe?

Aerosol sunscreens were recently deemed useless because they cannot deliver an adequate amount of lotion.

Bannister Law has raised the possibility of a class action against Edgewell Personal Care, the makers of Banana Boat aerosols, alleging the products were marketed as having a higher SPF level than they really did.

Banana Boat “categorically refuted” those claims.

Over the years, there have been concerns about ingredients that disrupt the endocrine system and the effect of nanoparticles.

The Cancer Council says there is no evidence of chemicals used in Australian sunscreens disrupting the endocrine system.

The peak cancer advisory body also says based on the best evidence, nanoparticles used in sunscreens do not pose a health risk, though it continues to monitor the research.

Cream for kids

Lotions targeted at children are usually suitable for sensitive skin. But that doesn’t mean they can’t use regular sunscreen.

“Use it on a small patch of skin first and if there’s no problem, then go ahead and use a typical adult formula,” Mr Sinclair said.

Sunscreen should not be used on babies, who should be protected by hats, clothing, shade, and kept inside during the hottest parts of the day.

This story Administrator ready to work first appeared on Nanjing Night Net.

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